How can I keep full fees even under insurance contracts? It is more possible than most dentists assume, but it has to be done correctly and in writing. The mechanism is an insurance indemnity document combined with a proper patient release, reviewed so it actually holds up under your specific contracts. Used in the right situations, it lets a patient choose to pay your full fee rather than the discounted contract rate, and it documents that choice cleanly. This is not something you improvise at the front desk. It belongs in a leadership-level conversation with the patient, where you explain why [...]