Why is paying in full up front the real benefit of third party financing? Because cash in your account today beats a promise of payments you have to chase. Dentists fixate on the patient's monthly plan and forget what financing actually does for the practice. The service company pays you in full, right away, and they carry the risk of collecting over the next several years. You are out of the lending business completely. That alone is worth the small haircut you take, especially if you priced a financing margin into the fee so the cut barely stings. So when you [...]